Small Business COVID-19 Resources

We Can Help

The Coronavirus (COVID-19) pandemic has taken a toll on local small businesses. We want to provide small business owners resources to help during this time. We have been meeting regularly with our economic development and community partners to share information and have listed those resources below.  Information on this page will be evolving as we receive more information so please check back frequently.

We have set up a Small Business Resource Hotline at 314-615-1777 to help connect you to needed resources.

Resources For Businesses:

COVID-19 Regional Business Information Center

The St. Louis Regional Chamber has the most up-to-date information relating to COVID-19.  Please visit their website here.



Small Business Administration

SBA Disaster Loans

The U.S. Small Business Administration (SBA) is offering designated states and territories low-interest Economic Injury Disaster Loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

The SBA is working to improve their website to handle the increased volume of applicants. For specific questions or assistance in applying, call the SBA hotline at (800) 659-2955.

There are multiple programs available from the SBA.  They are listed below.


To apply for a COVID-19 Economic Injury Disaster Loan, click here.

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

Paycheck Protection Program (PPP)

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. The Paycheck Protection Program will be available through June 30, 2020.

The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis.

Under this program:

  • The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
  • The SBA will pay the principal and interest of current 7(a) loans for a period of six months.

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.


  • Up to $25,000
  • Fast turnaround
  • Will be repaid in full or in part by proceeds from the EIDL loan

Find an Express Bridge Loan Lender by connecting with your local SBA District Office.

Some tips when applying:

To avoid long wait times, try applying or calling during off-peak time

For Insights about this fund you can go here to read what Armstrong Teasdale law firm has to say.

The U.S. Chamber of Commerce has also created a reference sheet that you may find helpful.  You can view that document here.

Small Business Development Center

The Small Business Development Center (SBDC) also has these resources available:SBA Disaster Relief Funding 

To help business owners prepare for the changing circumstances associated with COVID-19, the Missouri SBDC suggests the following steps to take for businesses financially impacted.

Register as an SBDC-St. Louis client, and get connected to an SBDC Counselor here.

Contact SBDC Business Counselor, Colleen Mulvihill, directly at [email protected].

Small Business Resource Fund 

The St. Louis Economic Development Partnership, and the St. Louis Development Corporation are offering a zero-interest loan program* for small businesses in the city of St. Louis and St. Louis County hat have sustained economic damage due to the COVID-19 crisis. Loan details can be found here.

Apply hereFor questions about the program, please email [email protected].

Para obtener información en español, haga clic aquí.

*Funds Subject to Availability

St. Louis Community Foundation

The Gateway Resilience Fund: This fund will provide short term monetary relief to employees and owners of independent bars, restaurants, and shops in the St. Louis area affected by closures and other circumstances brought about by the COVID-19 outbreak.

Distribution of Funds: The fund will consider covering personal, family, living, or funeral expenses incurred as a result of the outbreak. The Gateway Resilience Fund will make direct grants to eligible applicants or pay their bills. In addition, there are grants available for small businesses in downtown St. Louis. See application for details.

Click here to review the Gateway Resilience Fund Application eligibility criteria,  download the application, and apply. 

COVID-19 Regional Response Fund

The fund will direct aid to nonprofits already working with the elderly, those isolated and/or quarantined, and children who no longer receive free and reduced lunches. A coalition of more than 25 St. Louis area funders established the fund. Learn More

St. Charles EDC Business & Community Partners

Disaster assistance loans for small businesses impacted by the COVID-19 public health crisis are available to companies in St. Charles County and throughout Missouri, thanks to the emergency declaration and application submitted Monday evening by Missouri Governor Mike Parson to the U.S. Small Business Administration (SBA).

Additional information for business and individuals is available from the EDC at:

Resources for unemployed workers

All Missouri Job Centers to suspend in-person services due to recommendations regarding COVID-19
Assistance available by phone or web. All Job Centers are closed to in-person services, but will continue to be staffed through March 27, at which time service delivery methods will be re-evaluated.

Please call 1-888-728-JOBS (5627) or go online to to access resources until further notice. Citizens seeking unemployment insurance (UI) are directed to use the Department of Labor and Industrial Relation’s UI hotline 1-800-320-2519 or visit Here.

Unemployment Information for businesses about COVID-19 can be found here.

A YouTube video for UI claimants is available to walk you through the process of filing for unemployment.  The video can be seen here.

The Missouri Department of Labor has created a Frequently Asked Questions webpage that includes information on filing for unemployment, shared leave programs for employers to prevent layoffs, and preventing discrimination.

That webpage can be found here:


Sr. Representative – Contact Center –  O’Fallon, MO.  This position will have various shifts to cover a 24/7 operation.  Learn more here. MasterCard World is also now hiring more than 100 people for their 24/7 call center in O’Fallon, Missouri, in response to COVID19. Click here to learn more. 


Sonic is hiring cooks, carhops and managers. Click here to learn more.

Papa Johns 

Papa John’s announced Monday the company is hiring up to 20,000 new restaurant team members.  Click here to learn more.


Schnucks is looking to hire temporary workers as shoppers keep flocking to stores. For more on the openings at Schnucks, click here.


Click here for a list of openings.

Brookdale Senior Living

Brookdale Senior Living is hiring for multiple positions. Interested? Apply online here.

Horstmann Brothers

The Overland-based landscaping is hiring landscape and mowing crew leaders & laborers, irrigation technician, mechanic.  View open jobs here.

Martha’s Hands Home Care

Martha’s Hands Home Care is looking for home care professionals. For more information, click here.

Delmar Gardens

The Delmar Gardens Family is urgently hiring clinical and non-clinical staff at all locations. For more information on applying, click here.

Dirt Cheap, Mobil on the Run & U-Gas

The company has 100+ openings in the St. Louis area across 70+ locations. At this time, they’re offering unlimited overtime to hourly associates. Visit here to apply.

Friendship Village

The senior living community has clinical and non-clinical positions available. They are also offering temporary positions (called Universal Support Partners) for displaced workers who will return to their employers as they reopen. Click here for a full list of openings.

North Star Insurance Advisors

The company is looking for call center specialists who can work from home for the time being. Interested? Email [email protected]


ALDI officials are looking to hire five people per location in the Metro area. Click here to learn more.

Fresh Thyme

Click here for a list of openings.


According to reports, the company is looking to hire 10,000 workers for full and part-time positions. For more on available openings, click here.

Pizza Hut

The pizza chain is hiring for positions at its various locations.


Amazon is looking to hire 100,000 people across the U.S. to keep up with a crush of orders as the coronavirus spreads and keeps more people at home, shopping online.

The retailer plans on hiring 1,000+ employees to immediately fulfill varying job opportunities within retail and distribution centers throughout the country. Click here for a list of openings


Walmart will be hiring 150,000 additional employees through the end of May in its stores, clubs, distribution centers and fulfillment centers.

[READ: Unemployment claims suddenly surged by 70,000 last week]

SSM Health

SSM is hiring for both clinical positions and non-clinical positions. Apply here.

GardaWorld Security Services

GardaWorld Security Services, security company, has over 100 openings in the St. Louis and Metro East area. Click here to learn more.

Big Lots

Candidates can look and apply for Big Lots job opportunities near them at

Missouri One Start

General Warehouse Worker, Molding Night Operator, Maintenance Mechanics, Technical Team Resource Person, General Production Workers, General Production, Hatchery, Farm Labor, General Operator (line production work). Click here to learn more.

RB Manufacturing LLC

Reckitt Benckiser is seeking Machine Operators, Production Operators and Forklift Drivers. Click here to learn more.

Commerce Bank

Commerce Bank is seeking a Private Banking Support Specialist, a Senior Internal Communications Consultant, a Senior Private Banking Relationship Manager, and Personal Bankers.  Click here to learn more.


STL Take it Home (Explore St. Louis)



Curbside STL

Let’s all step up to the plate and place a curbside or delivery order with our favorite restaurants.  Don’t forget to purchase gift cards, buy merchandise, and please tip generously.  Information on restaurants providing pickup, curbside and delivery service is below.

Don’t see your local establishment? Click here to add it!


Other Resources

World Health Organization

Centers for Disease Control and Prevention

Missouri Department of Health & Senior Services

St. Louis City Health Department

St. Louis County Department of Health and Wellness

United Way 2-1-1

United Way 2-1-1 is your 24/7 connection to agencies and resources near you. Serving United Way of Greater St. Louis’ service area and the entire state of Missouri, United Way 2-1-1 connects people to services that help them live their best possible lives – from basic needs to childcare to disaster relief to counseling.

To get connected to a certified resource specialist, simply dial 2-1-1 from a cell or 1-800-427-4626 from a landline phone (TTY 1-866-385-6525).

Online Resources for Small Businesses

As a response to COVID-19, many businesses are shifting to remote work for the first time. The St. Louis Equity in Entrepreneurship Collective has put together a list of resources to hopefully help make the transition a little easier.

Check out our list of curated online resources for Small Businesses, Startups, and Nonprofits to help promote maximum efficiency while working remotely.

We will be updating this frequently with new services and deals.


Legal Services of Eastern Missouri


Legal Services Statement on COVID-19 Precautions



Many Missouri courts have announced closures or issued communications about COVID-19 measures.


CLICK HERE to read the statement from the Missouri Supreme Court about suspending all in-person proceedings through April 3, 2020.

Note that emergency proceedings, and those granting personal and public safety WILL STILL BE CONDUCTED.

Many utilities companies have issued a stop on disconnections as below:

  • Ameren Missouri – Ameren is suspending service disconnections and forgiving late payment fees. Customers who are having difficulty paying their bill can contact Ameren Missouri’s customer care team by using this link: has partnered with the United Way of Greater St. Louis to create the Coronavirus Income Relief Program that will offer $500,000 in energy assistance funds to customers experiencing financial hardships caused by the coronavirus response. Ameren Missouri customers with an active account can apply for $250 toward payment on their account. You do not have to be past due on your Ameren bill to apply or qualify. The United Way will determine eligibility. Must be 250% of poverty level or below and be an hourly-wage worker who has lost hours. DETAILS HERE


  • Spire (gas) – Spire is suspending disconnects and late fees until May 1 for residential and business customers. If impacted by the Coronavirus and need help with your natural gas service or bill contact Spire via this link
    If you have an appointment or natural gas emergency, we’re encouraging our technicians to maintain social distancing of at least six feet at all times. More info can be found at this link;
  • Missouri American Water – placing a moratorium and discontinuing service shut offs at this time. Missouri American Water will begin the restoration of service to previously shut-off customers. The restoration may take some time. if your service has been turned off, prior to March 12, 2020, Missouri American will re-start service. Link to more info:
  • City of St. Louis Water Division – Mayor Krewson ordered the City of St. Louis Water Division to stop all water shutoffs for the next 60 days. This action will allow residents and businesses to maintain a clean water source for personal hygiene and cleaning efforts.…/city-latest-actions-covid-19-0…

– Please read this important message from Bank of America regarding loans, mortgages and other consumer transactions. DETAILS HERE

– City and County grab-and-go breakfast and lunch sites for childrenDETAILS HERE

– St. Louis Public Schools will serve free meals to all St. Louis children 18 and younger.DETAILS HERE

– Effective March 17, 2020, Social Security offices will only offer phone services. DETAILS HERE

– St. Louis City and County Libraries are all closed until further notice. St. Charles County libraries closed until April 5th. DETAILS HERE

– All YMCA facilities closed through March 30th. DETAILS HERE

Emergency Farm Loans

The Emergency loan program is triggered when a natural disaster is designated by the Secretary of Agriculture or a natural disaster or emergency is declared by the President under the Stafford Act. These loans help producers who suffer qualifying farm related losses directly caused by the disaster in a county declared or designated as a primary disaster or quarantine area. Also, farmers located in counties that are contiguous to the declared, designated, or quarantined area may qualify for Emergency loans.

For production losses, a 30% reduction in a primary crop in a designated or contiguous county is required. Losses to quality, such as receiving a 30% reduced price for flood damaged crops, may be eligible for assistance, too. Details here.

USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19  – Learn More


For a great resource on available social services go here.



7 Ways the CARES Act Financially Supports NonProfits (The NonProfit Times) – Sibi Thomas, CPA, a partner at Marks Paneth LLP with more than 15 years’ experience serving the nonprofit sector.

The Families First Coronavirus Response Act (FFCRA or Act) requires certain employers to provide their employees with paid sick leave and expanded family and medical leave for specified reasons related to COVID-19. These provisions will apply from April 1, 2020 through December 31, 2020. One such qualifying reason is “if the employee is unable to work, including unable to telework, because the employee…is caring for his or her child whose school or place of care is closed (or child care provider is unavailable) due to COVID-19 related reasons.”

For U.S. Department of Labor details, posters, posting requirements & FAQs related to this act visit:




COVID-19 Monetary Mutual AidGrassroots mobilization, facilitated by Solidarity Economy St. Louis, to provide funding solidarity for those whose livelihood is being directly impacted by the coronavirus crisis in the St. Louis area. Modeled after microgrant work being done by individuals in the Oakland/Berkeley area. Impacted individuals can make a “minimum amount needed” request (up to $1,500). Those who would like to give anonymously are encouraged to reach out to [email protected].

COVID-19 Regional Response FundFacilitated by the St. Louis Community Foundation, will be used to direct resources to regional nonprofits that are working with local communities disproportionately affected by the coronavirus crisis and its economic fallout. To give, visit

Nonprofit Recovery + Resilience Fund – Hosted by the YouthBridge Community Foundation, an initial $100,000 in seed funding for the long-term health and recovery of local nonprofits has been invested. The fund will address intermediate and long-term needs of nonprofits including recovery assistance and support for ongoing disaster preparedness. To contribute, visit

Regional Arts Commission Pledges Help for Artists Hit Hard by Coronavirus (St. Louis Public Radio)

 United Way of Greater St. Louis – Responding to urgent and ongoing basic needs, while providing support to their agency network. This work includes their 2-1-1 Navigation Center directing those impacted to resources and coordinating Volunteer Response by organizing and coordinating volunteer opportunities including sorting & packing food, blood donation, and volunteer opportunities from home. TO volunteer or give, visit




Nonprofit leaders are scrambling to keep services operational, not just open, during this worldwide pandemic. The NonProfit Times has assembled health professionals, fundraising experts and risk management authorities to provide guidance during a one-hour webinar.


This free webinar is a public service presentation by The NonProfit Times and Gallagher for nonprofit managers to tap expertise on the how and why of responses you might consider to meet these challenges in fundraising, health and risk areas.


Click here to watch. Please note, you will need to register for a free account in order to watch.