Small Business COVID-19 Resources
We Can Help
The Coronavirus (COVID-19) pandemic has taken a toll on local small businesses. We want to provide small business owners resources to help during this time. We have been meeting regularly with our economic development and community partners to share information and have listed those resources below. Information on this page will be evolving as we receive more information so please check back frequently.
We have set up a Small Business Resource Hotline at 314-615-1777 to help connect you to needed resources.
Resources For Businesses:
COVID-19 Regional Business Information Center
- Business funding resources
- Curbside pickup/delivery resources
- Medical resources
- Online collaborative resources for small businesses
- Legal resources
- Utility resources
- Additional closures to be aware of
- Farming/Ag resources
- Non-Profit resources
Small Business Administration
The U.S. Small Business Administration (SBA) is offering designated states and territories low-interest Economic Injury Disaster Loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).
The SBA is working to improve their website to handle the increased volume of applicants. For specific questions or assistance in applying, call the SBA hotline at (800) 659-2955.
There are multiple programs available from the SBA. They are listed below.
To apply for a COVID-19 Economic Injury Disaster Loan, click here.
In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.
The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. The Paycheck Protection Program will be available through June 30, 2020.
The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis.
Under this program:
- The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
- The SBA will pay the principal and interest of current 7(a) loans for a period of six months.
Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.
- Up to $25,000
- Fast turnaround
- Will be repaid in full or in part by proceeds from the EIDL loan
Find an Express Bridge Loan Lender by connecting with your local SBA District Office.
Some tips when applying:
- Review the SBA Fact Sheet (English and Spanish)
- Attend one of the SBA’s free webinars
- Incomplete applications are one of the top reasons for denial
To avoid long wait times, try applying or calling during off-peak time
For Insights about this fund you can go here to read what Armstrong Teasdale law firm has to say.
The U.S. Chamber of Commerce has also created a reference sheet that you may find helpful. You can view that document here.
Small Business Development Center
The Small Business Development Center (SBDC) also has these resources available:SBA Disaster Relief Funding
To help business owners prepare for the changing circumstances associated with COVID-19, the Missouri SBDC suggests the following steps to take for businesses financially impacted.
Contact SBDC Business Counselor, Colleen Mulvihill, directly at [email protected].
The St. Louis Economic Development Partnership, and the St. Louis Development Corporation are offering a zero-interest loan program* for small businesses in the city of St. Louis and St. Louis County hat have sustained economic damage due to the COVID-19 crisis. Loan details can be found here.
Para obtener información en español, haga clic aquí.
*Funds Subject to Availability
The Gateway Resilience Fund: This fund will provide short term monetary relief to employees and owners of independent bars, restaurants, and shops in the St. Louis area affected by closures and other circumstances brought about by the COVID-19 outbreak.
Distribution of Funds: The fund will consider covering personal, family, living, or funeral expenses incurred as a result of the outbreak. The Gateway Resilience Fund will make direct grants to eligible applicants or pay their bills. In addition, there are grants available for small businesses in downtown St. Louis. See application for details.
COVID-19 Regional Response Fund
The fund will direct aid to nonprofits already working with the elderly, those isolated and/or quarantined, and children who no longer receive free and reduced lunches. A coalition of more than 25 St. Louis area funders established the fund. Learn More
|Disaster assistance loans for small businesses impacted by the COVID-19 public health crisis are available to companies in St. Charles County and throughout Missouri, thanks to the emergency declaration and application submitted Monday evening by Missouri Governor Mike Parson to the U.S. Small Business Administration (SBA).|
Additional information for business and individuals is available from the EDC at: https://www.edcscc.com/main/covid-19-updates/
Resources for unemployed workers
All Missouri Job Centers to suspend in-person services due to recommendations regarding COVID-19
Assistance available by phone or web. All Job Centers are closed to in-person services, but will continue to be staffed through March 27, at which time service delivery methods will be re-evaluated.
Please call 1-888-728-JOBS (5627) or go online to jobs.mo.gov to access resources until further notice. Citizens seeking unemployment insurance (UI) are directed to use the Department of Labor and Industrial Relation’s UI hotline 1-800-320-2519 or visit Here.
Unemployment Information for businesses about COVID-19 can be found here.
A YouTube video for UI claimants is available to walk you through the process of filing for unemployment. The video can be seen here.
The Missouri Department of Labor has created a Frequently Asked Questions webpage that includes information on filing for unemployment, shared leave programs for employers to prevent layoffs, and preventing discrimination.
That webpage can be found here: https://labor.mo.gov/coronavirus
Sr. Representative – Contact Center – O’Fallon, MO. This position will have various shifts to cover a 24/7 operation. Learn more here. MasterCard World is also now hiring more than 100 people for their 24/7 call center in O’Fallon, Missouri, in response to COVID19. Click here to learn more.
Sonic is hiring cooks, carhops and managers. Click here to learn more.
Papa John’s announced Monday the company is hiring up to 20,000 new restaurant team members. Click here to learn more.
Click here for a list of openings.
Brookdale Senior Living
Brookdale Senior Living is hiring for multiple positions. Interested? Apply online here.
The Overland-based landscaping is hiring landscape and mowing crew leaders & laborers, irrigation technician, mechanic. View open jobs here.
Martha’s Hands Home Care
Martha’s Hands Home Care is looking for home care professionals. For more information, click here.
The Delmar Gardens Family is urgently hiring clinical and non-clinical staff at all locations. For more information on applying, click here.
Dirt Cheap, Mobil on the Run & U-Gas
The company has 100+ openings in the St. Louis area across 70+ locations. At this time, they’re offering unlimited overtime to hourly associates. Visit here to apply.
The senior living community has clinical and non-clinical positions available. They are also offering temporary positions (called Universal Support Partners) for displaced workers who will return to their employers as they reopen. Click here for a full list of openings.
North Star Insurance Advisors
The company is looking for call center specialists who can work from home for the time being. Interested? Email [email protected]
ALDI officials are looking to hire five people per location in the Metro area. Click here to learn more.
Click here for a list of openings.
According to reports, the company is looking to hire 10,000 workers for full and part-time positions. For more on available openings, click here.
The pizza chain is hiring for positions at its various locations.
Commerce Bank is seeking a Private Banking Support Specialist, a Senior Internal Communications Consultant, a Senior Private Banking Relationship Manager, and Personal Bankers. Click here to learn more.
Let’s all step up to the plate and place a curbside or delivery order with our favorite restaurants. Don’t forget to purchase gift cards, buy merchandise, and please tip generously. Information on restaurants providing pickup, curbside and delivery service is below. https://www.curbsidestl.com/
Don’t see your local establishment? Click here to add it!
World Health Organization
Centers for Disease Control and Prevention
Missouri Department of Health & Senior Services
St. Louis City Health Department
St. Louis County Department of Health and Wellness
United Way 2-1-1
United Way 2-1-1 is your 24/7 connection to agencies and resources near you. Serving United Way of Greater St. Louis’ service area and the entire state of Missouri, United Way 2-1-1 connects people to services that help them live their best possible lives – from basic needs to childcare to disaster relief to counseling.
To get connected to a certified resource specialist, simply dial 2-1-1 from a cell or 1-800-427-4626 from a landline phone (TTY 1-866-385-6525).
|Online Resources for Small Businesses|
As a response to COVID-19, many businesses are shifting to remote work for the first time. The St. Louis Equity in Entrepreneurship Collective has put together a list of resources to hopefully help make the transition a little easier.
Check out our list of curated online resources for Small Businesses, Startups, and Nonprofits to help promote maximum efficiency while working remotely.
We will be updating this frequently with new services and deals.
PLEASE NOTE THAT ALL LEGAL SERVICES COMMUNITY EVENTS HAVE BEEN CANCELLED THROUGH 4/3/2020.
IMPORTANT UPDATES ABOUT LOCAL COURT CLOSURES:
Many Missouri courts have announced closures or issued communications about COVID-19 measures.
CHECK THIS LINK TO REVIEW DETAILS NOW: https://www.courts.mo.gov/page.jsp?id=151673
CLICK HERE to read the statement from the Missouri Supreme Court about suspending all in-person proceedings through April 3, 2020.
Many utilities companies have issued a stop on disconnections as below:
- Ameren Missouri – Ameren is suspending service disconnections and forgiving late payment fees. Customers who are having difficulty paying their bill can contact Ameren Missouri’s customer care team by using this link: https://www.ameren.com/missouriAmeren has partnered with the United Way of Greater St. Louis to create the Coronavirus Income Relief Program that will offer $500,000 in energy assistance funds to customers experiencing financial hardships caused by the coronavirus response. Ameren Missouri customers with an active account can apply for $250 toward payment on their account. You do not have to be past due on your Ameren bill to apply or qualify. The United Way will determine eligibility. Must be 250% of poverty level or below and be an hourly-wage worker who has lost hours. DETAILS HERE
- Spire (gas) – Spire is suspending disconnects and late fees until May 1 for residential and business customers. If impacted by the Coronavirus and need help with your natural gas service or bill contact Spire via this link https://www.spireenergy.com/contact-us
If you have an appointment or natural gas emergency, we’re encouraging our technicians to maintain social distancing of at least six feet at all times. More info can be found at this link; https://www.spireenergy.com/coronavirus
- Missouri American Water – placing a moratorium and discontinuing service shut offs at this time. Missouri American Water will begin the restoration of service to previously shut-off customers. The restoration may take some time. if your service has been turned off, prior to March 12, 2020, Missouri American will re-start service. Link to more info: https://amwater.com/moaw/
- City of St. Louis Water Division – Mayor Krewson ordered the City of St. Louis Water Division to stop all water shutoffs for the next 60 days. This action will allow residents and businesses to maintain a clean water source for personal hygiene and cleaning efforts. https://www.stlouis-mo.gov/…/city-latest-actions-covid-19-0…
ADDITIONAL CLOSURES TO BE AWARE OF:
– Please read this important message from Bank of America regarding loans, mortgages and other consumer transactions. DETAILS HERE
– City and County grab-and-go breakfast and lunch sites for children. DETAILS HERE
– St. Louis Public Schools will serve free meals to all St. Louis children 18 and younger.DETAILS HERE
– Effective March 17, 2020, Social Security offices will only offer phone services. DETAILS HERE
– St. Louis City and County Libraries are all closed until further notice. St. Charles County libraries closed until April 5th. DETAILS HERE
– All YMCA facilities closed through March 30th. DETAILS HERE
The Emergency loan program is triggered when a natural disaster is designated by the Secretary of Agriculture or a natural disaster or emergency is declared by the President under the Stafford Act. These loans help producers who suffer qualifying farm related losses directly caused by the disaster in a county declared or designated as a primary disaster or quarantine area. Also, farmers located in counties that are contiguous to the declared, designated, or quarantined area may qualify for Emergency loans.
For production losses, a 30% reduction in a primary crop in a designated or contiguous county is required. Losses to quality, such as receiving a 30% reduced price for flood damaged crops, may be eligible for assistance, too. Details here.
USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 – Learn More
For a great resource on available social services go here.